Average Accountant Salary in Tennessee (TN)
The average Accountant salary in Tennessee in 2026 is $68,000 per year, or approximately $5,666 per month and $32.69/hour. This is $8,000 below the national average of $76,000. Tennessee has no state income tax on wages.
Tennessee offers competitive salaries for Accountants, with demand driven by established employers across healthcare, education, manufacturing, and professional services.
| Level | Annual Salary | Monthly |
|---|---|---|
| Entry-Level (0–2 yrs) | $46,000 | $3,833 |
| Mid-Level (2–5 yrs) | $57,000 | $4,750 |
| Senior (5–9 yrs) | $68,000 | $5,666 |
| Lead / Staff | $77,000 | $6,416 |
| Director / Principal | $88,000 | $7,333 |
Accountant Salary by Experience in Tennessee
As with most markets, experience is the primary driver of compensation growth for Accountants in Tennessee. Those who invest in high-demand certifications, leadership roles, and specialized skills can accelerate through salary bands faster than tenure alone.
| Experience | Estimated Annual Salary |
|---|---|
| 0–1 year (Junior) | $42,160 |
| 1–3 years | $54,400 |
| 3–5 years (Mid) | $68,000 |
| 5–8 years | $78,880 |
| 8–12 years (Senior) | $87,040 |
| 12+ years (Staff/Principal) | $100,640 |
Top Cities for Accountants in Tennessee
Salaries for Accountants vary significantly by metropolitan area within Tennessee. Larger cities and tech hubs typically pay 10–25% above the state average, while smaller markets may pay less but offer lower cost of living.
| City | Average Accountant Salary |
|---|---|
| Nashville | $62,560 |
| Memphis | $72,080 |
| Knoxville | $66,640 |
| Chattanooga | $71,400 |
For detailed city-level breakdowns, explore our full salary guides for each metropolitan area above.
Is $68,000 a Good Salary in Tennessee?
Whether $68,000 is a good salary in Tennessee depends on your location within the state and lifestyle goals. Here’s a realistic monthly estimate:
| Item | Amount |
|---|---|
| Gross Monthly Salary | $5,666 |
| Estimated Taxes (~22%) | -$1,246 |
| Estimated Take-Home Pay | $4,419 |
| Average 1BR Rent in Tennessee | -$1,500 |
| Remaining After Rent | $2,919 |
Tennessee has no state income tax on wages. After housing, a Accountant earning $68,000 in Tennessee has approximately $2,919 per month for groceries, transportation, savings, and discretionary spending. This provides a comfortable living standard for most single professionals.
For a broader look at what constitutes a good salary, see: What Is a Good Salary in 2026?
Tennessee vs. National Average: How Do Accountants Compare?
The national average Accountant salary in 2026 is approximately $76,000. Tennessee pays $8,000 below the national average (-10%). However, the lower cost of living in many parts of the state means your purchasing power may be comparable to higher-paying states.
How to Negotiate Your Accountant Salary in Tennessee
Salary negotiation remains one of the highest-ROI career moves you can make. Here are three strategies for Accountants in Tennessee:
- Lead with market data. Cite the $68,000 statewide average for Accountants and position your ask within the appropriate experience band. Employers respect candidates who have researched local market rates using sources like Glassdoor and LinkedIn Salary.
- Negotiate total compensation. Base salary is just one component. Signing bonuses, equity, remote flexibility, healthcare coverage, and professional development budgets all have real dollar value.
- Leverage competing offers. Even one competing offer shifts negotiating power significantly. If you don’t have one, complete your research and negotiate after verbal acceptance — not during early-stage interviews.
Frequently Asked Questions
What is the average Accountant salary in Tennessee?
The average Accountant salary in Tennessee is $68,000 per year as of 2026, or $5,666 per month. Entry-level roles start around $46,000, while senior professionals earn $68,000 or more.
How does Tennessee’s Accountant salary compare to the national average?
Tennessee pays $8,000 below the national average of the national average ($76,000). Salaries in smaller Midwest and Southern states often reflect lower cost of living rather than limited opportunity.
Which city in Tennessee pays Accountants the most?
Nashville is typically the highest-paying market for Accountants within Tennessee, given its size, employer density, and demand for skilled professionals.
Do Accountants in Tennessee get bonuses?
Yes — most Accountants in Tennessee receive performance-based bonuses ranging from 5–20% of base salary, depending on the employer, industry, and seniority level.
Is Tennessee a good state for Accountants?
Tennessee offers stable employment opportunities for Accountants, particularly in healthcare, education, and public sector roles. Salaries reflect the regional cost of living.
Salary Data Sources
Salary data on this page is aggregated from public and professional sources. For official government benchmarks, see the Bureau of Labor Statistics Occupational Employment and Wage Statistics. For self-reported ranges, see Glassdoor and LinkedIn Salary.