By accessing or using HighGlobalVision.com (the “Site”) and its associated tools, calculators, and content (collectively, the “Services”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Site.
These Terms apply to all visitors, users, and others who access or use the Site. By using our free AI finance tools — including the Salary Negotiation Coach, AI Budget Planner, Debt Payoff Strategist, Side Income Calculator, and Mortgage Affordability Calculator — you confirm that you are at least 18 years of age and have read, understood, and agree to these Terms.
HighGlobalVision.com provides free AI-powered personal finance tools designed to help users with:
All tools are provided free of charge. No account or registration is required to use the Services. We do not store any personal data submitted through our tools.
You agree to use the Site and Services only for lawful purposes and in a manner consistent with these Terms. You agree not to:
Our tools are powered by artificial intelligence (AI) technology. While we strive to provide accurate and useful outputs, you acknowledge and agree that:
HighGlobalVision.com is not a licensed financial advisor, investment advisor, mortgage broker, or legal advisor. Nothing on this Site constitutes financial, investment, tax, mortgage, or legal advice.
The content and tools on this Site are provided for general informational and educational purposes only. Before making any financial decision — including accepting or negotiating a job offer, taking out a mortgage, or restructuring debt — you should consult with a qualified professional such as a:
Past performance of any financial strategy is not indicative of future results. All financial decisions involve risk.
All content on HighGlobalVision.com — including but not limited to text, graphics, logos, tool interfaces, and article content — is the property of HighGlobalVision or its content creators and is protected by applicable copyright and intellectual property laws.
You may share links to our content and quote brief excerpts (up to 50 words) with proper attribution and a link back to the original page. Reproducing full articles, tool interfaces, or substantial portions of our content without permission is prohibited.
The Site uses the following third-party services, which have their own terms and privacy policies:
We are not responsible for the practices of these third-party services. We encourage you to review their respective privacy policies.
To the fullest extent permitted by applicable law, HighGlobalVision.com and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or reliance on any information provided.
The Services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
Our total liability to you for any claim arising from use of the Site shall not exceed the amount you paid to use our Services (which is $0, as our tools are free).
We reserve the right to modify these Terms at any time. When we make material changes, we will update the “Last updated” date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
We recommend reviewing these Terms periodically. The most current version will always be available at highglobalvision.com/terms-of-use/.
If you have questions about these Terms of Use, please contact us:
These Terms of Use are governed by and construed in accordance with applicable law. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the applicable courts.